SARASOTA FINANCIAL GROUP, INC. & SFG FEDERAL

Welcome to Sarasota Financial Group, Inc. and SFG Federal  both  owned and operated by William S. Morris,  an investment advisor with over 40 years of experience in the financial industry.  

From the institutuional trading desk on Water Street in New York City   to a local bond   trader on the floor of the Chicago Board of Trade.

SFG Federal is contracted with the Government to conduct educational breifings and pre retirement workshops for Federal Agencies and their Associations on employee benefits. Bill  is  a Chartered Federal Employee Benefits Consultants (ChFEBC) and  teaches courses on Retirement Income Planning, Government Pensions, Survivor Benefits, Federal Employee's Group Life Insurance (FEGLI) and the Thrift Savings Plan (TSP) for Federal Employees.

GOVERNMENT CONTRACTING     Regardless if your just getting started with the Goverment or your planning on retiring over the DUNS Number:     128940819           next several years, our Federal Benefit Analysis will help you reduce your expenses today and CAGE Number:      84R68                  maximize your pension when you retire.  It is especially designed to assist you in selecting the www.Sam.gov records search        most appropriate time to retire and help guide you through your golden years.

SFG's LTC Toolbox, is a guide to alternative approaches to funding your Long Term Care needs. In recent years, the long-term care insurance (LTCI) marketplace has evolved beyond traditional LTC insurance coverage to include combination plans that link life insurance and LTC insurance together. These products are called many different things (linked benefits, asset-based LTC, combo products, etc., but we're referring to them as Hybri-Life/LTC insurance products.

Sarasota Financial Group, Inc. has  a proven community outreach program for seniors living in  Assisted Living Facilities and Independent Communities educating retirees and veterans, on Hybrid Long Term Care and the VA's Aid and Attendance benefits. One of the biggest fears that many seniors have today is the fear of having their life savings wiped out if they should end up needing care at home, in an assisted living facility, or a nursing home. In fact, according to the U.S. Department of Health and Human Services, at least 70% of all people over age 65 will need longterm care services at some point during their lifetimes!

Did you know that you may NOW BE ELIGIBLE to protect your assets under federal law and use tax-free dollars to pay for longterm care expenses, without having to “spend down” all of your personal assets?

SFG's Income Toolbox is at the core of our practice, it is an Innovative Tax and Structured Income Planning System.  We generate multiple solutions that will show the impact of income optimization, tax liability, inflation, target changes, and investment strategies, including income riders to show the impact that might have. By utilizing our Income Under Management, we've been able to increase annual income in non-investment vehicles up to 40%.  We then review solutions and then test them for survivorship, lifestyle changes, wealth transfer and inheritance modeling, long term care and other health issues. Identify and address gaps.                                         

 We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this website  to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals

We're here to help educate you about the basic concepts of financial management; to help you learn more about who we are and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your internet browser. We frequently update our information, and we wouldn't want you to miss any developments in the area of personal finance.

 

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