Insurance planning is a critical component of a comprehensive financial plan. At Sarasota Financial Group, Inc., we advise our clients on how to grow and protect their wealth. Proper risk management and insurance planning are necessary to financial success. 

We utilize the following insurance strategies:

Closing the gap on potential risks can be tricky without a comprehensive plan that includes evaluating risks and determining the proper insurance coverage to mitigate those risks.

Americans are living longer than ever before:

As you look ahead to retirement, plans frequently center on family. The love between family members is a strong, enduring bond — the type of commitment that inspires us to put our loved ones first.Today, many older Americans worry they'll one day become a financial or emotional burden to the people they love most. If a client experiences a health event and requires long-term care (LTC) -- and they have not prepared for this need -- their family members could very likely become caregivers.

What is an Alternative to Long-Term Care Insurance?

LTC insurance is a way to reimburse you for covered expenses they may need with care at home or in a facility when they are unable to do some of these basic daily activities of daily living (ADLs): bathing, dressing, eating, continence, toileting and transferring.

Asset-based LTC products are about helping you be prepared and provide protections you won't get from other options.. That way, if care is needed, they can pay for those services or care so loved ones don't have to provide the care or change their lifestyle to provide care.


Planning for every possibility - Alternatives to traditional LTC Protection


Cost of Care Survey - Compare Long Term Care across the United States


Contact us today to identify and analyze your risk factors and for suitable recommendations that will support your overall financial strategy.